Alternatives to Bankruptcy
Finding the Right Alternative to Bankruptcy
At the Steadman Law Firm, P.A., based in North Charleston, S.C., we understand that bankruptcy may not be the best course of action to obtain the debt relief you need. Depending on your situation, there may be another alternative to bankruptcy that has less impact on your credit rating and take less time to implement.
We offer a variety of other debt relief services that provide sound alternatives to bankruptcy and that can help you get back on the right financial path. Our founding attorney, Richard A. Steadman Jr., has been practicing law for more than 30 years. When you choose our firm, we will learn all about your financial concerns and goals. We will recommend a variety of options and give you all the information you need to make the best decision for your situation.
Offering a Variety of Alternatives to Bankruptcy
Foreclosure Defense: If foreclosure suit has been filed against you, your time is limited. Contact us ASAP to determine if a legal response can help you save your home.
Mortgage Modification: The availability of loan workout plans provides the opportunity for “at-risk” homeowners to rework the terms of their mortgages to a more manageable level.
Debt Negotiation: We can work directly with your creditors to negotiate better interest rates, better payment terms and possibly a lower principal on the loan.
Debt Consolidation: In some cases, a consolidation loan may be all you need to solve your problems. A consolidation loan can help to lower your interest rate and allow you to pay all your bills with one payment.