Law Offices Of Steadman Law Firm. P.A.,

The Steadman Law Firm, P.A., bankruptcy attorney Charleston, S.C., serves clients throughout the Lowcountry, including the communities of Edisto Island, Charleston, Daniel Island, Goose Creek, Hanahan, Isle of Palms, Ladson, Moncks Corner, Mount Pleasant, North Charleston, St. Andrews, Sullivan’s Island, Summerville, West Ashley, Myrtle Beach, Georgetown, Conway, Walterboro and Cottageville, as well as Berkeley County, Beaufort County, Charleston County, Colleton County, Dorchester County, Horry County and Georgetown County.

Contact our office today to discuss your situation with a bankruptcy attorney. We are available during regular business hours and by appointment at other times. For your convenience, we offer payment plans for our clients who need them.

Our founding attorney, Richard A. Steadman Jr., has more than 40 years of experience in the practice of law. He will represent you at all meetings and hearings involved with your case. He personally handles every aspect of your legal matter, from the filing of the petition to the conclusion of your case.

Bankruptcy After Divorce

How Do You Handle Bankruptcy After Divorce? There are many people who find themselves in financial difficulty after a divorce. In some cases, the couple’s joint income is enough to support one household, but, separately, they are often not able to make ends meet. In other cases, the financial burden created by the divorce agreement is sometimes too much to bear. Our firm can walk you through filing bankruptcy after the divorce.

If you are having difficulty keeping up with your bills, consult with an experienced Charleston bankruptcy lawyer to explore your debt relief options. At the Steadman Law Firm, P.A., we have helped many people work through their financial challenges after a divorce.

If you are searching for Philadelphia Bankruptcy Attorneys or any of its surrounding areas – you should know that bankruptcy brings relief. Bankruptcy can stop harmful debt collection, negotiate a debt settlement, help you with your foreclosure defense, give you credit card debt relief, and much more. Choosing the wrong PA Bankruptcy Lawyers could be a costly mistake.

Bankruptcy after a divorce can give you relief from collections calls and potential lawsuits. You may have accumulated significant debt in your divorce or you have incurred it afterwards. With that debt, you may be facing calls from third party collection agencies, creditor threats, and lawsuits in court. You may even have to deal with foreclosure of your home or repossession of your car. You can stop all of this with bankruptcy after divorce.

When you file bankruptcy after divorce, the court will issue an automatic stay. An automatic stay will put an end to all collections practices, including pending lawsuits, foreclosure, repossessions, and calls. If a creditor calls you or threatens you again, you should tell them the case number of your bankruptcy and give them your attorney’s phone number.

A Fresh Start Through Chapter 7 Bankruptcy

Chapter 7 bankruptcy can be used to give you a fresh start. It will typically discharge, settle, and release you from all your debts. There are some exceptions for certain types of debts, however, including taxes, student loans, and domestic support obligations.

In order to qualify for Chapter 7, you must pass a bankruptcy means test. It is important to have an experienced Charleston Chapter 7 bankruptcy attorney to help you through the process. At the Steadman Law Firm, P.A., we have helped many clients find the debt relief they need and get a fresh start through Chapter 7 bankruptcy.

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Chapter 13 Bankruptcy

Chapter 13 bankruptcy can be a good debt relief option for people who have a steady income but just can’t keep up with their monthly bills. Also referred to as a wage earner plan, Chapter 13 is a type of debt reorganization that allows you to repay your debt over a three- to five-year period according to a court-approved repayment plan, often at more favorable rates and a lower principal designed to fit into your budget.

Proper filing of a Chapter 13 petition can be complicated, and the assistance of an experienced Charleston bankruptcy attorney can help to ensure that the entire process goes smoothly. At the Steadman Law Firm, P.A., we will work with you to gather all the appropriate information and complete all the necessary forms for the petition, and to help you devise a preliminary repayment plan.

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