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How to Stop Creditor Harassment

There are legal debt collection methods, but when it rises to the level of harassment, it is very likely illegal. Believe us when we tell you, a legitimate creditor does not need to resort to petty harassment in order to collect on a debt. They can sue you directly, and once they’ve obtained a judgment against you, they place liens on your property, garnish your wages, or levy your bank account. They must go through a judge to do so,…

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Can Bankruptcy Stop Foreclosure?

While filing for bankruptcy won’t necessarily allow you to keep your home, it can help you to put a hold on the foreclosure process. Worst case scenario, it buys you a little bit of time to get your finances in order and plan your next move. Steadman Law Firm has helped numerous families keep their most valuable asset and climb their way out of debt. If bankruptcy is the answer, we can also offer you advice on how to rebuild your credit.…

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Solutions to Your American Education Services (AES) Student Loan Debt

Have you been contacted by American Education Services (AES) or a third-party collector about your student loans? You may have received a debt collection letter, demanding phone calls, or even a lawsuit against you in court. If you’re unsure of how to proceed after they've contacted you, call a skilled Charleston student loan lawyer from Steadman Law Firm at 843-442-8670. We will evaluate your situation as well as help you understand your legal options. What Is American Education Services? AES is a federal…

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What You Need to Know About South Carolina Foreclosures

If a lender has contacted you about forfeiting rights to your property, you may have questions about South Carolina foreclosures. A skilled real estate attorney can answer your questions and help you navigate the foreclosure process. Whether you want to avoid foreclosure or come out on the other side in a positive situation, we can help. Call our experienced South Carolina Foreclosure Defense Attorney at Steadman Law Firm today at 843-442-8670. What Is Foreclosure? A foreclosure often occurs when a homeowner…

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Alternatives to Bankruptcy

There are several alternatives to bankruptcy. This includes foreclosure defense, mortgage modification, debt negotiation, and debt consolidation. We are committed to providing you with the best solution possible. Two great alternatives to bankruptcy are mortgage modification and debt consolidation. Mortgage modification is when the original terms of a mortgage are changed. They are modified outside the original terms of the agreement. There are several types of modification. This includes reduction in principal, reduction in interest rate, and lengthening of the…

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